Dental Insurance – Manchester, NH
Maximizing Benefits
to the Absolute Fullest
When you have dental insurance, either from your employer or from the private market, paying for treatments becomes a whole lot less complicated. While many people have dental insurance, many don’t use it in the most effective way they can, which is why we’re here to help. Doing so means you can save money on your care in the long-term while ensuring you’re doing everything possible to protect you and your family’s oral health.
Understanding How Dental Insurance Works
Many people assume that dental insurance is used just like medical insurance, but this is a common misconception. While medical insurance is generally used when an emergency illness or injury occurs, dental insurance should be used regularly. This is why insurance plans often cover basic forms of care (i.e. exams and cleanings) at or close to 100 percent. This is one of the most effective ways to maximize your care, especially preventive care, which is key to keeping your smile healthy.
What Your Dental Insurance Plan Covers
Every plan is going to have their own unique stipulations that you should take the time to read through. Even so, most dental plans offer similar coverage when it comes to specific kinds of care. These can be broken down into three groups:
- Preventive Care – includes exams, cleanings, X-rays and sometimes fluoride therapy for younger patients. Often covered at or close to 100 percent.
- Minor Restorative Care – includes tooth-colored fillings and root canal therapy. Covered between 70 and 80 percent in most cases.
- Major Restorative Care – includes crowns, bridges and dentures. Usually covered up to 50 percent.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At this time, Webster Dental Associates of Manchester is in-network with Delta Premier and PPO. However, we are also in-network with many plans from Blue Cross Blue Shield. By being in-network, you can expect notable savings on your care. We are happy to accept most dental insurance policies that are out-of-network as well. Thanks to our competitive rates, you can still expect affordable costs for your care. Our team is happy to file claims on your behalf for no additional charge.